Home Buyer Consultation
Are you thinking of buying a home in Iowa City, Coralville, North Liberty or surrounding areas in the near future? Do you have questions about how to begin?
We offer a complimentary home buyer consultation to people thinking of buying a home to give them an overview of the home being process. It gives them an opportunity to ask questions and get familiar with the whole process.
Whether you are a first time home buyer or a current homeowner looking for another home, we know you have questions. This is as one on one session and lasts about 1 hour. There is no obligation to you and it is absolutely free.
Below is an outline of what we will cover. But, if you would like to discuss a topic not listed, just let us know. We will provide all of the information you need.
"Home Buyer" Consultation
- Factors affecting your ability to get a loan
- Pre-Qualification vs Pre-Approval
- Documentation needed to apply
- Your Credit Report and Score
- Credit Report and Review
- Improving your credit
- Buyer action plan
- Credit Dos and Don’ts
- Techniques for searching
- “Wide to Narrow”
- The “Drive by”
- Viewing homes
- What is the offer? And what do you need to make an offer?
- Common questions and misconceptions
- The contract
- What is an “Escrow” deposit and how much is needed
- Home Inspections
- Common questions and misconceptions
- Approximate Costs